IVF Grants and Funding
With the average costs of an IVF cycle ranging from $12,000 to over $25,000 (depending on the clinic), finances can be a large hurdle for most couples who desire treatment. Unfortunately, families are often forced to cover these expenses out of pocket. Many insurance policies do not cover IUI or IVF, leaving couples in a difficult position. We have consolidated a list of grants and resources as you proceed with your fertility journey. Please check back in on this page, as we will continually update with new sources of funding!
As with all things, it is important to be cautious when providing personal information. Be wary of funding websites which require an application fee.
Depending on your circumstances, it may be helpful to discuss IVF and infertility coverage with your employer. Unfortunately, most states do not currently mandate insurance coverage for fertility services. Thus, many employers choose not to offer this coverage for their employees. Some companies have responded to pressure from employees and added infertility coverage to their group policies. If you or your spouse are open to a change in job, it may be beneficial to research the new company's policy prior to making the switch. In recent times, major companies such as Starbucks and Walmart have added infertility coverage to their employer-funded insurance.
Starfish Infertility Foundation
Starfish Infertility Foundation offers grants up to $30,000 for families struggling with infertility. The grants are awarded to couples with financial need who do not have the financial resources to pay for infertility treatment.
Ferring Pharmaceuticals provides select fertility medications at no cost for patients who have received a cancer diagnosis. Ferring Pharmaceuticals also offers IVF medications at no cost to eligible veterans and their spouses with no insurance coverage for medications.
Northern California Fertility Medical Center
Each year during National Infertility Awareness Week, Northern California Fertility Medical Center offers a free IVF cycle to a selected recipient. The award includes medications and cryopreservation for one year.
EMD Serono Compassionate Care
The EMD Serono Compassionate Care Program allows eligible patients to benefit from discounted fertility medications. In order to qualify, patients must be self-pay and meet income requirements.
Clinic Specific Funding
It may be helpful to reach out to your clinic to see if there are other sources of funding that they have to offer. Some clinics offer a discount for self-pay patients. Other clinics connect patients with trusted sources of financing.
With costs of IVF medications as high as $5,000 per cycle or more, it pays to shop around. Your provider’s staff is often the best source in terms of discovering the most economical option. Many patients will call multiple pharmacies and “pick and choose” the least costly option for each prescription. Additionally, some insurance companies will cover select medications, even if other fertility benefits are not provided. Discussing your benefits with your insurance can potentially save you thousands of dollars.